Since commencing operations in 1933, they have developed from serving seven members to over 7 million. Keep in mind that Navy Federal Credit Union is membership based. Navy Federal Credit Union, We serve where you serve. Serving the Navy, Army, Marine Corps, Air Force, Veterans, and DoD. Founded in 1933, the Navy Federal Credit Union is most widely known for industry-leading CD, credit cards and money market rates, those interested in other products and services including a Navy Federal auto loan will be pleased with the rates, services, and options available. Only advantage of having say toyota vs navy is you pretty much guarantee yourself approval in the future for another loan with them despite credit. Auto Loan, Reviews Review: Navy Federal Credit Union Auto Loan. My credit scores from PG were EQ 559, EX 597 and TU 570. 1. Navy Federal Credit Union Auto Loan offers auto refinancing with terms ranging from 12 to 96 months. Only people who have served in the military, or those related to a person serving in the military can qualify for a loan. NFCU is very auto loan friendly. Navy Federal Credit Union Auto Loan offers a fixed APR auto loan refinancing product that ranges from 1.79% APR up to 19% APR. This greatly limits who can use Navy Federal's services. I began reading on this site about them. Read Reviews, Compare Latest Offers, Ask Questions or Get Customer Service Info Navy Federal Credit Union Car Loans: Reviews, Latest Offers, Q&A, Customer Service Info However, your exact rates, terms, and conditions will depend on your credit and income profiles. I setup a checking acct and savings acct with them. Want to tell everyone my experience with Navy Federal CU. Navy Federal Credit Union offers personal, secured, and pledged loans to members. When it comes to Navy Federal Credit Union Car Loans, WalletHub is your one stop solution. Navy Federal Credit Union is a financial institution that honorably offers specialized services to military service men and women. It has not been previewed, commissioned or otherwise endorsed by any of our network partners. What is the maximum loan term you can get with Navy Federal Credit Union Auto Loan? Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. So i applied for an Nrewards CC. Navy Federal Credit Union’s auto loans provide perks such as low-interest rates and 100% financing. I asked for $19,000 and they countered with $24,000 and my scores are only fair at best. Loan terms range from 36 to 96 months, and interest rates start at 1.99%. I was approved for $1k credit … Like my partners Infiniti lease just ended, he was pre approved up to $460 or something WITHOUT a credit pull towards a new lease (his current lease was $380) Re: Navy Federal Credit score requirements My fiancé got 1600.SL cash rewards with a 590 score at the time he applied .Seems like the only thing I have seen them be sort of skiddish about is recent BK discharge but even then have still seen ppl be approved . Wednesday, September 30, 2015.