• 24-Hour Grace Overdraft Relief. Checking accounts from Capital One 360 come with no minimum opening deposit and no monthly account fees. Many banks require a deposit to open a checking account, but there are some checking accounts you can open for free, with no deposit.

Without JavaScript, some pages will not work properly and you will not be able to access certain features, such as Online Banking. Open your Huntington 25 Checking account today and enjoy: • $500 bonus by making cumulative new money deposits of at least $15,000 within 60 days of account opening and keep your account open for 90 days. Think of the worst scenario if the bank goes bankrupt your money will be insured. Otherwise, an $8 monthly service charge applies. In addition to waiving unnecessary fees, some new checking accounts offer a decent amount of cash with conditions such as setting up direct deposit or making a specified number of transactions each month. $500 will be deposited in your new account within 14 days of meeting requirements. To open a bank account online, be prepared to provide personal information so the bank can verify your identity. Within 30 days of account opening, make a qualifying deposit of $50,000 or more of non-Citi funds into the new account, and maintain this deposit as your daily balance for a period of 60 days. New start if you've had problems with checking accounts in the past: Minimum Opening Balance: $0. Online banking is becoming one of the most popular ways to manage money in today’s climate. Before you open a no-fee checking account, find out if the bank has a sign-up bonus, as many banks try to lure new customers with promotions. Many people are “fed up” with banks and their frequent unwillingness to work with individuals.

You will be offered the best offshore banking interest rates, and will be able to apply instantly for a dedicated bank account and debit card.. JavaScript is currently disabled in your browser. Open checking account online instantly. Fifth Third Bank: The Fifth Third Free Checking product has no requirements for minimum deposit or balance but has limited access in Illinois, Indiana and Kentucky as of publication. A checking account with no minimum balance, no monthly service charge, and several other features that cost precisely zero dollars.

If you’re comfortable with an online-only bank, Barclays is a good option. Capital One: This bank lets you open a checking account online with no deposit when you opt for the 360 Checking option.It has no fees or minimum balance requirements either.

Barclays. Some banks won’t work with people who have very little money, but according to the FDIC, 93% of all Americans have a checking account.

Minimum Deposits Some banks require you to put a minimum deposit in an account in order to open it or to avoid being charged a fee.

Yes, there is!

Contact Information. Opening a bank account in the digital age is a simple two-step process, thanks to the wide selection of banks and credit unions you can find through the web.

4. 3 Excluding federal holidays observed by the Bank.