Example : You buy travel insurance when you book your trip to Italy for the tour of a lifetime. It’s one of the key elements of your travel insurance, and it can be a lifesaver if the worst happens and you have to cancel your trip. Many travelers have booked their flights and trips through booking platforms and travel agencies. With the current corona virus situation, things can seem very confusing for passengers. Many insurers will now pay out a refund if you cancel Major travel insurers including Axa, Churchill and Direct Line are now offering pro-rata refunds to customers who’ve ruled out travelling due to coronavirus and want to cancel their policy We use cookies to make the site easier to use. Read our cookies policy Cancellation insurance should pay out if your trip is cancelled or cut short due to any of the reasons specified in your policy. For journeys in late June and beyond, hold off on cancelling or amending your booking for now, as the official advice may change closer to the time of your booking. Travel insurance can reimburse your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason. If the service hasn’t been cancelled and your travel is non-essential, you should either amend or cancel the booking, whichever is cheaper and more convenient. The day before you are schedule to leave, you throw out your back lifting your over- … Due to the pandemic, international travel has been prohibited or reduced to a minimum and the majority of flights has been cancelled until further notice.