Started to scroll up and don it settings without finding the Wallet & Apple Pay icon,, it is gone.
Using Apple Pay can be simpler than using a physical card, and safer too.
In Messages, use Apple Pay to send and receive money from friends and family and to make purchases using Business Chat.

Update to the latest version of iOS , watchOS, or macOS.

Make sure you're using an eligible device. * Scan a barcode or QR code (Scroll down in Wallet, tap Edit Passes, tap Scan Code, and scan with your iPhone camera). When you want to turn off Apple Pay from one device, then you can turn it off quickly, and if you’re going to use Apple Pay on another device, then you need to sign in with your Apple ID on iCloud. Then start using Apple Pay . removed it to add it again, but couldn't. When you have the information, go back to Settings > Wallet & Apple Pay and tap your card. If there is no issue, follow these steps to make sure you can add a card to Wallet: See if you're in a country or region that supports Apple Pay. If there's an issue, try to add a card again after the issue is resolved. On iPhone or iPod touch Use Wallet-enabled apps (Scroll down in Wallet, tap Edit Passes, and tap Find Apps for Wallet). And if you look to the future, then you need a wallet for crypto-currency. With your cards stored in the Wallet app , you can use Apple Pay to make secure payments in stores, for transit, in apps, and on websites that support Apple Pay. * If you pay with Apple Pay at a supported merchant and you get a notification, tap the Wallet notification. If there's an issue, try to add a card again after the issue is resolved. Question: Q: Wallet & Apple pay missing from Settings Just noticed that i couldn't use my credit car. Make sure you're using an eligible device. Set up Apple Pay in Wallet on iPhone. After your bank or issuer verifies your card, tap Next. If you make purchases on the Internet, then you need an electronic wallet. Update to the latest version of iOS , watchOS, or macOS. #1: Go to “Settings.” #2: Tap on “Wallet and Apple Pay.” #3: Open the “Apple Pay Cash card” and follow the instructions. But in any case, a worthy option will be the wallet and apple pay not in settings. If there is no issue, follow these steps to make sure you can add a card to Wallet: See if you're in a country or region that supports Apple Pay.

wallet and apple pay not in settings